Health insurance · truth check
Find out if your insurance
will actually pay.
Upload your health policy. In 60 seconds, Raksho reads the fine print and tells you — in plain English or Hindi — the clauses that quietly cut your claim, in rupees, and exactly how to fix them.
Why people get blindsided
Only 32% of Indians get their health claim fully approved. The average family discovers what their policy doesn't cover at 11pm in a hospital — staring at a settlement sheet that pays half the bill, because of a room-rent clause no one ever explained. Raksho finds those clauses before they cost you.
1 · Upload
Drop your policy PDF (or pick your insurer & plan).
2 · We read it
Room-rent traps, co-pay, sub-limits, waiting periods, consumables — checked against IRDAI rules.
3 · The truth
Your Raksho Score, what they'd really pay on a ₹5L claim, and how to fix the gaps.